Your Mortgage Journey in 5 Simple Steps
Our process outperforms traditional lenders by handling the heavy lifting upfront, so you get a smoother, faster approval.
Step 1: Tell us more about you & your goals.
Meet with us over the phone, via Zoom, or FaceTime – whichever method is most convenient for you. We'll discuss your goals and ask you a few questions to help us get started on finding the right solution that fits your goals.
Step 2: Let’s Get the Paperwork Done.
We’ll need a few documents to move forward, and we’ll guide you on exactly what’s needed. Uploading is quick, secure, and hassle-free through our portal.
Step 3: Structuring your path to homeownership.
After reviewing your documents and exploring your options, we’ll structure the ideal loan solution for your needs. Once everything is in place, you’ll be preapproved and ready to move forward.
Step 4: Dotting the I’s and Crossing the T’s.
Our underwriting team reviews your application to ensure it meets all program guidelines and lender requirements. It’s the final approval before moving ahead to closing.
Step 5: It's Official!
It’s time to sign the final documents and officially close. Whether it’s unlocking equity, moving into your dream home, or building your investment portfolio, your journey to financial empowerment starts here.
Real Stories, Real Results
Read how our clients experience personal savings, exceptional service, and transparency.
5.0
"EHG Lending took the time to break down numbers for multiple potential homes and made sure we were comfortable with the numbers."
Mireya A.
"EHG Lending showed their commitment to getting me the best deal possible while also guiding and advising me along the whole process."
Roman C.
"EHG Lending far surpassed my expectations. I really appreciated their quick response, honesty, and transparency."
Gaby B.
Frequently Asked Questions
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How is EHG Lending different from other lenders?EHG Lending stands out in the mortgage industry because of our innovative approach to providing home financing: Client-Centered Approach Transparency and trust are at the core of everything we do. We provide personalized support and clear guidance throughout the loan process, ensuring you feel confident and informed every step of the way. Lower Margins, Better Rates Our low-margin business model allows us to pass significant savings directly to our clients. By prioritizing efficiency and cost-effectiveness, we offer some of the most competitive rates in the market. Digital Platform for Efficiency and Convenience We operate as a digital-first lender, meaning the entire loan process—from application to closing—is streamlined and accessible online. This not only saves you time but also provides transparency at every step. Nationwide Accessibility As a digital platform, we’re not limited by geography. Wherever you are in the U.S., you can access our services, ensuring you have a trusted lender regardless of your location.
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What areas does EHG Lending service?EHG Lending is proud to serve clients in a variety of locations. We’re licensed in Arizona to originate loans for primary and secondary homes. Additionally, we can originate investment property loans in Arizona and the following states: Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, and Wyoming.
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Does EHG Lending offer discounts or promotions?Yes, we offer several discounts to help you save on your loan. These include: Repeat Client Discount: Returning clients can enjoy a discount as a thank you for their loyalty. Price Match Discount: If you find a better rate elsewhere, we’ll match it to ensure you get the best deal. Seasonal and Promotional Discounts: We offer various seasonal and promotional discounts throughout the year. All you have to do is ask, and we’ll be happy to see how we can help you save.
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Is my personal info secure?Yes, your personal information is secure with us. At EHG Lending, we take your privacy seriously. We use the latest encryption and security protocols to ensure your data is protected throughout the entire loan process. Rest assured, we never sell your information to third parties. Your trust is our top priority, and we’re committed to safeguarding your details.
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Will EHG Lending pull my credit?We do not require a credit pull for a quote or prequalification. At EHG Lending, we make the process as easy as possible, which is why we only pull your credit on a need-basis, typically at preapproval or when submitting your loan to underwriting. Rest assured, we never run your credit without your expressed consent. Your privacy and comfort are important to us, and we always keep you informed at every step of the process.
Designed to get you home Built to set you free
Tailored mortgage solutions with expert guidance, that help you save and achieve your long-term financial goals. Learn more.